DISCLAIMER

PLEASE READ THE ENTIRETY OF THIS "NOTICE AND DISCLAIMER" SECTION CAREFULLY. NOTHING HEREIN CONSTITUTES LEGAL, FINANCIAL, BUSINESS, INVESTMENT, MEDICAL, OR TAX ADVICE AND YOU SHOULD CONSULT YOUR OWN LEGAL, FINANCIAL, BUSINESS, INVESTMENT, MEDICAL, TAX OR OTHER PROFESSIONAL ADVISOR(S) BEFORE ENGAGING IN ANY ACTIVITY IN CONNECTION HEREWITH.NEITHER SKINNOA, THE SKINNOA FOUNDATION, NOR ANY OF THE PROJECT PARTICIPANTS WHO HAVE WORKED ON THE SKINNOA APP OR PLATFORM, ANY DISTRIBUTOR/VENDOR OF DERM TOKENS, NOR ANY SERVICE PROVIDER SHALL BE LIABLE FOR ANY KIND OF DIRECT OR INDIRECT DAMAGE OR LOSS WHATSOEVER WHICH YOU MAY SUFFER IN CONNECTION WITH ACCESSING THIS DOCUMENTATION, THE WEBSITE AT HTTPS://SKINNOA.COM OR ANY OTHER MATERIALS PUBLISHED BY SKINNOA.

Crypto Products

The $DERM token is a digital asset that may be subject to regulatory oversight in various jurisdictions. This documentation does not constitute an offer to sell or a solicitation to buy securities in any jurisdiction. The $DERM token has not been registered under any securities laws and may not be offered or sold without registration or an applicable exemption.

Nature of the Documentation

This documentation is conceptual and outlines potential features and functionality of the SKINNOA platform and $DERM token. It is not binding and may be subject to change, modification, or cancellation at any time without notice.

Medical Disclaimer

SKINNOA IS NOT A MEDICAL DEVICE OR SERVICE. THE SKIN ANALYSIS PROVIDED BY SKINNOA IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSIDERED MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT. ALWAYS CONSULT WITH A QUALIFIED HEALTHCARE PROFESSIONAL OR DERMATOLOGIST FOR MEDICAL CONCERNS REGARDING YOUR SKIN.

Data Collection and Privacy

By using SKINNOA, you acknowledge that skin analysis data may be collected, processed, and anonymized for research and commercial purposes. All data handling complies with applicable privacy laws including GDPR and CCPA where applicable.

Token Features

The $DERM token is designed as a utility token for the SKINNOA ecosystem. Token holders should not expect profits solely from the efforts of others. The value of $DERM tokens may fluctuate significantly and you may lose your entire investment.

Risks and Important Information

• Technology Risk: Blockchain technology is experimental and may contain bugs or vulnerabilities

• Regulatory Risk: Future regulations may impact the SKINNOA platform or $DERM token

• Market Risk: Token values may be highly volatile

• Platform Risk: The SKINNOA app and platform are in development and may not function as intended

• Data Risk: Skin analysis accuracy is not guaranteed and should not replace professional medical consultation

Forward-Looking Statements

This documentation contains forward-looking statements regarding the development of SKINNOA, token distribution, and platform features. Actual results may differ materially from those expressed or implied in such statements.

Regulatory Approval

No regulatory authority has examined or approved this documentation or the $DERM token. The regulatory status of cryptographic tokens and blockchain technology is unsettled in many jurisdictions.

Informational Purposes Only

This documentation is provided for informational purposes only. It does not constitute investment advice, financial advice, trading advice, or any other sort of advice.

Beware of Scams

SKINNOA will never ask for private keys, seed phrases, or passwords. Be cautious of fake airdrops, phishing websites, or impersonation attempts. Always verify official communications through our verified channels.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SKINNOA, ITS AFFILIATES, OR CONTRIBUTORS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING FROM YOUR USE OF THE PLATFORM OR TOKENS.